Book

This Guide explores how to use innovative techniques to standardize schedules and tables rather relying on one-off conversations that can be frustrating for the lender and borrower. By following the items in this Guide, the lender and borrower will be able to obtain credit approvals faster and easier.

Testimonials

RICK EXLINE, Executive Vice President & Senior Managing Director of LCS

"No other resource addresses the critical matter of lender reporting like the guide that Tom has developed. Every CFO, treasurer, CEO, and those involved in lender disclosure and reporting will find great value in this tool. For those on the lending side, understanding how the borrower utilizes reporting and sees the lending universe will also enhance reporting and relationships. Mr. Gibbons-Job well done.”

DAVID TIESENGA, Chief Strategy Officer, and former CFO for Holland Home

“Tom produces a delightful guide or lens by which lenders view borrowers. It is also an academic guide full of valuable information for borrowers to use to paint the true picture of the success or struggle of their organization through ratios using the helpful financial templets that are provided with this Guide.”

BRIAN BOON, Ph.D., President/CEO, CARF International

“Tom Gibbons gets it right in this practical Guide that provides the rationale, tools and templates that capture and convey important financial and operating information for key stakeholders in the industry. The reports offered enhance oversight, transparency and trust among key parties and are well suited for the ongoing management of any business operating in the broad “human” service industry. This Guide, with insights the author has gleaned over years of banking and lending experience, is not only useful for reporting to lenders, but has additional use opportunities for Boards, executive leadership and other key stakeholders.”

MIKE MELLIERE, Partner, Ice Miller LLP

“Tom’s Guide should be required reading for any attorney involved with commercial lending transactions – borrower’s counsel, lender’s counsel and bond counsel. His clear explanation of ongoing reporting requirements, and the underlying reasons for why lenders need such information, provides invaluable insight to counsel for not only drafting the loan documentation, but also for advising clients on reporting compliance.”